Understanding health insurance

Affordable and low-cost healthcare insurance is now within your reach Whether you are looking for day-to-day healthcare benefits or hospital cover only or both you have come to the right place. DAY TO DAY from R417 per month per member Principal Member - R417 Member + 1 Child - R614 Member + 2 Children - R811 Member + 3 Children - R1008 Member + 4 Children - R1066 Member + Spouse - R790 Member, Spouse & 1 Child - R1184 Member, Spouse & 2 Children - R1381 Member, Spouse & 3 Children - R1587 Member, Spouse & 4 Children - R1775 ENQUIRE NOW HOSPITAL PLAN from R549 per month per member Principal Member - R549 Member + 1 Child - R647 Member + 2 Children - R745 Member + 3 Children - R843 Member + 4 Children - R941 Member + Spouse - R1043 Member, Spouse & 1 Child - R1141 Member, Spouse & 2 Children - R1239 Member, Spouse & 3 Children - R1337 Member, Spouse & 4 Children - R1435 ENQUIRE NOW COMBINATION from R846 per month per member Principal Member - R846 Member + 1 Child - R1119 Member + 2 Children - R1372 Member + 3 Children - R11635 Member + 4 Children - R1898 Member + Spouse - R1615 Member, Spouse & 1 Child - R1878 Member, Spouse & 2 Children - R2141 Member, Spouse & 3 Children - R2404 Member, Spouse & 4 Children - R2667 For more info on these products please whatsapp your Name Surname Date of birth Cell no province And the best time to contact you or Sms CORR3 to 47991 and a call center agent will call you back

R417 per month per member Principal Member - R417 Member + 1 Child - R614 Member + 2 Children - R811 Member + 3 Children - R1008 Member + 4 Children - R1066 Member + Spouse - R790 Member, Spouse & 1 Child - R1184 Member, Spouse & 2 Children - R1381 Member, Spouse & 3 Children - R1587 Member, Spouse & 4 Children - R1775 For more info contact me on whatsapp 832 - show phone - 6with the word product and your name,surname,date of birth and cell no and the call center wil call you back

Senior Commercial Claims Consultant Job Spec Salary: •             R to R Qualifications and Experience: Matric At least 60 Credits, preferably full 150 Credits (NQF Level 4) RE5 Clear criminal and ITC record At least 5 years’ experience in Short Term Insurance Claims At least 3 to 5 years’ experience in Short Term Commercial Claims Computer Literacy – MS Office: Work, Excel, Outlook & other short-term software Skills and Abilities: Customer Care Skills: Bilingual Excellent communication skills (written and verbal) Work under pressure and able to meet deadlines Excellent time management Quality orientated Display a sense of urgency Diplomatic & patient Problem solving skills Display initiative, maturity and a high degree of professionalism Liaise and build relationships with clients Ability to negotiate with insurers/clients in respect of contentious claims Administrative Skills: Strong planning and organizational skills Detail focused and attention to quality Analytical mind Good numeracy and literary skills Interpersonal Skills: Team player Work independently Health: •             Excellent physical health Key areas of responsibility: Handling of commercial motor and non-motor claims from start to authorisation of payments Communicate with clients, the responsible party, their insurers, solicitors and various other parties involved in the process, by telephone and/or by written communication Ensure effective and timely claims management and settlement (in line with binder agreement SLA’s) Adequate reserving of claims Discuss the claim with suppliers and repairers as necessary Adhere strictly to service level agreements Advise clients on general queries and insurance issues Authorizing payments  within mandate Consulting team leader when technical assistance is needed in respect of complex or problematic claims Closing date: 8 January To apply: Please e-mail detailed CV, salary requirements and full summary of your experience within the Insurance Industry

First Notification of Loss Consultant Job Spec Salary: R to R Qualifications and Experience:   Matric Relevant FAIS Credits and RE Exam beneficial Clear criminal and ITC record At least 3 years’ working experience At least 1 year experience in Short Term Insurance Industry Computer Literacy – MS Office: Work, Excel, Outlook & other short-term software essential   Skills and Abilities: Customer Care Skills: Bilingual Excellent communication skills (written and verbal) Work under pressure and able to meet deadlines Excellent time management Quality orientated Display a sense of urgency Diplomatic & patient Problem solving skills Display initiative, maturity and a high degree of professionalism Liaise and build relationships with clients   Administrative Skills: Strong planning and organizational skills Detail focused and attention to quality Analytical mind Good numeracy and literary skills   Interpersonal Skills: Team player Work independently   Health:   Excellent physical health             Key areas of responsibility:   Registration of all commercial motor and non-motor claims timeously and efficiently Complete confirmation of cover on registered claims Assist other team members whenever possible Adhere strictly to service level agreements Advise clients on general queries Handling of Compliments and Complaints according to the Compliments and Complaints Business Processes Closing date: 8 January To apply: Please e-mail your CV, salary requirements and full summary of your experience within the Insurance Industry 

Jnr Commercial Claims Consultant Job Spec Salary: •             R to R Negotiable depending on applicant experience Qualifications and Experience: Matric At least 60 Credits, preferably full 150 Credits (NQF Level 4), or must at least be in the process of getting credits RE5 Clear criminal and ITC record 5 years’ experience in Short Term Commercial Claims Computer Literacy – MS Office: Work, Excel, Outlook & other short-term software Skills and Abilities: Customer Care Skills: Bilingual Excellent communication skills (written and verbal) Work under pressure and able to meet deadlines Excellent time management Quality orientated Display a sense of urgency Diplomatic & patient Problem solving skills Display initiative, maturity and a high degree of professionalism Liaise and build relationships with clients Ability to negotiate with insurers/clients in respect of contentious claims Administrative Skills: Strong planning and organizational skills Detail focused and attention to quality Analytical mind Good numeracy and literary skills Interpersonal Skills: Team player Work independently Health: •             Excellent physical health Key areas of responsibility: Handling of commercial motor and non-motor claims from start to authorisation of payments Communicate with clients, the responsible party, their insurers, solicitors and various other parties involved in the process, by telephone and/or by written communication Ensure effective and timely claims management and settlement (in line with binder agreement SLA’s) Adequate reserving of claims Discuss the claim with suppliers and repairers as necessary Adhere strictly to service level agreements Advise clients on general queries and insurance issues Authorizing payments within mandate Consulting team leader when technical assistance is needed in respect of complex or problematic claims Closing date: 8 January To apply: Please send your CV, salary requirements and summary of your experience within the Insurance Industry

Recoveries Agent Job Spec Salary: R to R Qualifications and Experience:  Matric Clear Criminal and ITC record Call Centre Experience Min 2 Years Insurance Recoveries Experience Essential Good knowledge of Case Law Computer Literacy – MS Office: Work, Excel, Outlook & other short-term software   Skills and Abilities: Customer Care Skills: Bilingual (Afrikaans and English) Excellent communication skills (written and verbal) Work under pressure and able to meet deadlines Excellent time management Quality orientated Display a sense of urgency Diplomatic & patient Problem solving skills Display initiative, maturity and a high degree of professionalism Liaise and build relationships with clients Ability to negotiate with insurers/clients in respect of contentious claims Administrative Skills: Strong planning and organizational skills Detail focused and attention to quality Analytical mind Good numeracy and literary skills Interpersonal Skills: Team player Work independently   Health: Excellent physical health     Key areas of responsibility: Ensure that all supporting documents are uploaded to the 3rd Party System Contact Third Parties to get information on where LOD (Letter of Demand) can be sent to Setting up LOD’s and sending it through to the Third Parties Regularly follow up with Third Parties Negotiate payment terms Closing date: 8 January To apply please send your CV, salary requirements and summary of experience within the Insurance Industry

OCCUPATIONAL HEALTH AND SAFETY OFFICER (OHS OFFICER) BASED IN PORT ELIZABETH PURPOSE OF THE ROLE: The OHS Officer will be responsible for the overall Health and Safety Act adherence, the maintenance and upgrading of the OHS current system/ processes and regulatory compliance audits. Key Performance Areas would include, but are not limited to: · Provide management with advice and support on all matters related to Health and Safety. · Track all Health and Safety regulatory changes which will potentially impact the business. · Conduct Health and Safety Incident/Accident investigations and report on accidents and incidents as per the requirements of the business · Plan and design audits to assess and address risks in order to reduce risk exposure and ensure compliance with all relevant legislation · Inspect and evaluate workplace environments, equipment and practices in order to ensure compliance with safety standards and regulations · Develop, implement and improve Health and Safety risk controls and develop current working practices · Ensure business and group safety procedures, policies and rules are adhered to · Incident plan, make certain that every site that is worked on by the technicians is assessed and that a risk assessment has been completed · Attend to all paper work and administration in accordance with Health and Safety procedures and plans · Advise and train employees on a regular basis on Health and Safety best practices (Toolbox talks, etc.) · Follow up and make certain that the risk assessments are received in good order · Make certain that all employees are aware of the Health and Safety requirements · Prevent any accidents from accruing onsite by ensuring that all health and safety requirements are met · Maintain a high level of accuracy in following procedure and up to date paper work relating to the Health and Safety business requirements. The successful candidate must have the following experience/skills: · Thorough understanding of the Occupational Health and Safety legislation of South Africa · Health and Safety experience · High attention to detail · A strong capacity for problem solving and critical thinking · Good written and oral communication skills · The ability to work independently · To be committed to health and safety principles and legislation Qualifications Relevant Health and safety qualifications/certifications First Aid qualification If interested and meet all requirements, please forward your CV to marole.muller@herotel.com (Reference: OHS001) All applicants to provide a detailed CV, motivational letter, copies of qualifications and copy of ID. PLEASE NOTE: Preference will be given to Previously Disadvantaged Individual candidates.

This item is sold brand new. It is ordered on demand from our supplier and is usually dispatched within 7 - 11 working days Dr. Deepak Chopra, author of the best-selling Ageless Body, Timeless Mind, offers his thousands of fans a newly revised edition of Creating Health, his groundbreaking book about the healing power of the mind. First published in 1987, Creating Health introduces the basic premises of Ayurveda, the six-thousand-year-old tradition of health care from India, and guides readers toward a sound understanding of the mind-body connection. Dr. Chopra is considered the preeminent spokesman for Ayurveda, which he blends with Western medical philosophy to create an intelligent and balanced approach to health. Dr. Chopra has revised Creating Health for the many people who are turning to alternative methods of health care as a result of the escalating crisis in traditional care. This edition incorporates a number of advances based on Dr. Chopra's recent work and new perspectives, including the techniques of mindfulness meditation, a simple but powerful form of breath-focused meditation. Features Summary Dr. Chopra has revised his groundbreaking book about the healing power of the mind for the people who are turning to alternative methods of health care as a result of the crisis in traditional care... Contributors Deepak Chopra Release date 19950901 Pages 222 ISBN 0-544-31030-6 ISBN 13 978-0-544-31030-8

Third Party Approach Agent Job Spec Salary: R to R Qualifications and Experience: Matric Clear Criminal and ITC record Degree in Law Knowledge on general legal advice in different fields Min 2 years managerial experience Min 5 years’ experience in Third Party approaches and recoveries Min 7 years working experience Computer Literacy – MS Office: Work, Excel, Outlook & other short-term software Skills and Abilities: Managerial Skills: Manage team of +/- 6 Staff Members Possess the ability to establish personal credibility, lead and influence positive change through collaborative, interactive and participative leadership Strong presentation skills Advanced negotiation skills Strong conflict management skills Customer Care Skills: Bilingual (Afrikaans and English) Excellent communication skills (written and verbal) Work under pressure and able to meet deadlines Excellent time management Quality orientated Display a sense of urgency Diplomatic & patient Problem solving skills Display initiative, maturity and a high degree of professionalism Liaise and build relationships with clients Ability to negotiate with insurers/clients in respect of contentious claims Administrative Skills: Excellent reporting skills Strong planning and organizational skills Detail focused and attention to quality Analytical mind Good numeracy and literary skills  Interpersonal Skills: Team player Work independently   Health:   Excellent physical health   Key areas of responsibility:   Attend to all telephonic Legal Assist queries on legal queries on various fields Liaise with clients & Third Parties on receipt of new claims (domestic and commercial claims) Appoint assessor where and if required Analyse assessment report and calculate quantum Ensure that all relevant claims documents have been completed and received Ensure cover on underlying claim and all conditions have been adhered to Relevant documentation must be attached under document warehouse Request payments Request quantum documentation, registration and/or deregistration certificates Handle own merits versus Third Party version Minimise litigation Handle all claims related queries and report to relevant parties involved Ensure estimations and/or salvages are accurate and correctly adjusted Month-end reports to management Liaise with client, third parties, suppliers and service providers Finalise claims within service level agreements Understand third party claims processes and/or appointment and litigation procedures Able to calculate settlements and explain the same to relevant parties Review current contracts and legal documentation Drafting of contracts and legal documentation Understand and comply with the company’s policies and procedures To effectively and efficiently maintain filing systems both electronic and paper based Adhere strictly to service level agreements Ad hoc duties assigned by management from time-to-time Closing date: 8 January To apply: Please e-mail your CV, salary requirements and full summary of your experience within the Insurance Industry

OBJECTIVE Safety60 facilitates the Occupational Health & Safety [OHS] Implementation Workshop. The main objective of this workshop is to equip the candidate with a thorough knowledge and understanding of the PRACTICAL Implementation of a holistic OHS System. After this workshop, candidates will be able to implement a SHE Management System in any industry and any field.   WORKSHOP CONTENTS Candidates will be exposed to practical and industry best practice of: # Implementing an OHS Culture Change Program                           # OHS Systems Auditing # Legal Appointments & Legal registers                                             # Construction Health & Safety # Hazard Identification & Risk Assessment [HIRA]                            # Contractor Management # Compilation of Safety Files                                                              # OHS Standards                    # Safe Work Procedures                                                                    # OHS Roll-Out Plans # Incident/Accident Investigation & Reporting                                    # OHS Incentive Programs # Working Safely with Electricity                                                        #....... and more                     PLUS +   Included in this Course is Training and Certificates on the following INTRA™ Courses:   o   ACTRAC™              Occupational Health and Safety Act Training Course    SUPERTRAC™    Safety Training for Managers & Supervisors     WHY SHOULD YOU ATTEND THIS WORKSHOP?   1.    CONFIDENCE - By the time you are done with this workshop, you will be able to confidently implement an OHS Management System in any organisation or industry. 2.    INFORMATION- You will be given a 4GIG MEMORY STICK with all the Documents & Templates you will ever need to effectively Implement an OHS System E.g. Templates for OHS Policies, Safety Files, Legal Appointments, Contractor Control, Legal Register & Checklists, Accident Investigation, Toolbox Talks etc 3.    CERTIFICATES- You will get 2 certificates that will boost your CV incredibly. 4.    INTERVIEWS- You will get a crash course on how to ace an Interview for any OHS position and you will be taught how to answer any question in relation to OHS in an interview.  5.    THE OHSAct- You will get a full version hard copy of the Occupational Health & Safety Act and all the Regulations.   For enquiries, please give us a call and we will gladly assist.

Working with Karma: Understanding and Transforming Your Karma (Paperback) Karma is the spiritual philosophy at the heart of Buddhism, Hinduism, and other religions of the Indian subcontinent and it can be a confusing concept. It is, simply put, the totality of everything we have done, are doing, and will do, in this life, and in past and future existences. Written for those just beginning their exploration of karmic thought, this deeply contemplative guide explodes the myths and explains karma’s true influence upon relationships, career, prosperity and health. Also, there are rituals to put ideas into practice, along with suggested meditations, a discussion of the 10 Positive Actions, and The Buddha’s eight-step guide to spiritual awakening.   SHIPPING Postnet to Postnet  R 100.00 PLEASE COMPLETE THE RATING ON RECEIVING YOUR PARCEL SO THEN WE KNOW YOUR ITEM/S ARRIVED SAFELY

Affinity insurance has the following plans available: Day to day cover - R335p/m Dental cover - R110p/m Junior Care - R313p/m Funeral Cover - R80p/m Emergency & Rescue Insurance - R159p/m If you are interested and want to get in contact with us right away, all you have to do is fill in our 30sec form and we will contact you right away. Sms "Quote" to 47991 or Call 079 310 5256 or go onto our website : http://www.affinityhealth.mobi/

They have been raised in our family home with three children who adore them. Mother has a marvellous loving temperament and is gentle and kind with young children with the typical Labrador permanently wagging tail. Father is calm and sensible. He is stunning looking. He has a very good pedigree. Both parents have certificates for good hips, elbows and also clear eye certificates. Dad is tested CNM and PRA clear so the pups will not be able to get these problems (it takes positive or carrier on both sides to be able to inherit). The co-efficiency score is very low at 6.2%. You will be given copies of the health certificates with your puppy packs. PUPPIES ARE ONLY FOR SALE TO HOMES WHERE THEY WILL NOT BE LEFT ALONE FOR LONG PERIODS OF TIME. They have been regularly wormed and regularly checked by our vet. Puppies will have 4 weeks insurance. If you would like any further information then please do not hesitate to contact me. Diet sheets etc will be supplied with complete instructions and advice in your puppy packs. We are a dog training centre for both pet dogs and service dogs and you would be encouraged to attend our weekly classes if you are local.

Ever wonder what would happen should you be sick Affinity Health affordable Medical cover For more information about the products you are interested in or maybe just want some info - please inbox me or message me on 725 - show phone - 6 with Your Names & Surname, Date of Birth, Convenient Daytime Contact Number, your area and the products you want to know more about. I will arrange that a friendly consultant calls you to explain the products to you and answer all your questions. It's really that simple- to a healthier lifestyle Sms me I will give you the prices...

Affinity Rescue Round-the-clock emergency rescue services when you require it most from just R120 p/m. When faced with a life threatening accident or situation and in need of emergency trauma care, a few minutes or even a few seconds can mean the difference between life and death. If this happens are you prepared, do you know what to do, where to go, whom to call? There is a golden hour between life and death. Our Medical Emergency Rescue Service provides you with the following benefits: • Immediate dispatch of an emergency response unit • The issuing of a Guarantee of Payment from our Service Providers of up to R50 000 per single member and R75 000 per family. • Repatriation of mortal remains within the territorial limits of South Africa • 2x Per annum life threatening casualty benefit of up to R12 000 per event • 24-hour health advisory and trauma counseling service Our Family benefit covers you for: • Fatal injuries, or other life threatening trauma events requiring immediate emergency services • Rapid illness that requires immediate stabilisation in a casualty room